Can You DIY Your Credit Repair?

YES.

Here's 3 Reasons Why You shouldn't:

1. It's time consuming

2. Details Matter

3. Finding Complicated Errors takes experience

1. Time Consuming

Credit repair can already take a few of months, even for professionals who have experience. For most who try to DIY their own credit repair, it takes so long that they eventually just give up - which is exactly what the banks & creditors want you to do.

2. Details Matter

One of the reasons why credit repair can take longer if you DIY it, is because there are specific laws in place to protect consumers, but to use those laws the wording in fighting to remove errors has to be "just right." Unless you have a lot of time to research this, it's better to go with a pro.

3. Find Complicated Errors

You may have some blatant errors on your credit report, but some things that can be removed from your credit report are related to statute of limitations on reporting or other nuanced errors. Professionals have experience finding these easily and know how to address them to remove them from your credit report.

There are additional reasons to use a professional. Professionals can help you raise your credit score with other strategies and a true professional will help guide you to keep your credit score healthy.